How to Rein in a Spendthrift Spouse
If youre married to someone who spends money unwisely, while youre trying to balance your financial situation and get or stay out of debt, youre in a difficult situation. Its hard to move forward financially if your spouse is spending too much money. At the same time, its often very hard to curb a spouses spending, particularly if talking about money is difficult in your home. If your bank statement constantly seems to have red ink on it, and you dread credit card bills coming in, its time to look critically at whats going on. If youre not doing the majority of the spending, and especially if you dont know what most of the expenditures are, you and your spouse need to have a talk. Your spouse may just enjoy spending, and a simple talk may be all it takes to remedy the situation. However, your spouse may be a compulsive spender. If he or she seems unable to stop african mango capsules spending, spends without knowing what theyve bought later, or expresses an inability to control spending, theres a problem. Fortunately, if your spouse has a compulsive spending problem, there are solutions. Your spouse will have to be willing to solve the problem, of course, but there are twelve step programs for compulsive spending, which work extremely well. Your spouse may have a compulsive disorder, which can be treated with medication. If your spouse is willing to do what it takes to overcome compulsive spending, a full recovery and normal life is possible. While your spouse is overcoming the spending problem, or if your spouse is unable to overcome compulsive spending, you should take steps to remove temptation. Carry the checkbook, debit card and ATM card with you. Make sure your spouse has adequate spending cash. Larger purchases should go through you.